Interviewing Potential LTC
Planning
and Insurance Professionals
Questions
about Expertise
- Are
you certified in the Comprehensive
Planning Approach to Long-Term Care?
- Do
you have at least 10 years experience specializing exclusively
in LTC Planning and
Insurance?
- Are you an independent agent
representing me,
not an insurance company?
Questions
about How
Insurance
Companies are Selected
- What criteria do you use to choose the
insurance companies you recommend?
- How can we be sure the companies are
reasonable in their underwriting and premium rates?
- What are the odds that the insurance
companies you recommend will remain in the LTC insurance market?
Questions
about Service - What is the claim's payment history of
the insurance companies you recommend?
- Will you provide us with assistance at
the time of claim?
- Can you provide us with the names and
phone numbers of others who have received assistance with their claims?
Questions about Future Service
- Who
will service us if you personally retire or otherwise leave
your profession?
- What selection criteria will be used
if you are replaced with another representative?
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