Long-Term Care Insurance: Trends in Long-Term
Care
You will likely live a long life
Healthy lifestyles and medical advances will enable millions of
Americans to live well beyond 100 years. The Aging of America
is driven by the largest generation in history,the baby boomers. The
sheer numbers-76 million-will have a signficant impact on new trends in
long-term care delivery.
Living a long life will probably
result in the need for long-term care
Even with a good diet and exercise, our bodies
and minds will still eventually wear out, only at a much slower pace.
Breakthroughs in medical science may result in life expectancies of 100
years- some experts predict it will be pushed to 120 years. Ironically,
many health conscious people will need care for the last two decades or
more of their lives.
It is unlikely your family will be
able to provide your care Care for
adults is replacing child care as the
number one dependent issue as older people begin outnumbering younger
people for the first time in history. In the past, it was usually a
family member, specifically wives and daughters, who would provide this
care. But with more women entering the workforce and careers
geographically separating families, paid caregivers
are the new trend in the delivery of long-term care services.
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