Analyze the Suitability of
Long-Term Care Insurance for You

                                 
In considering Long-term care insurance, some of the most frequently asked questions are:

                                    What is the best age to purchase LTC insurance?

                                    Is there a net worth high enough to eliminate LTC insurance as an option?

The answers to these questions are varied and frequently wrong. Beware of black-and-white answers such as If you are younger than x, or older than y, don't consider coverage. Same for answers related to your amount of assets.

Our approach to LTC insurance suitablity uses a process of elimination to analyze whether or not to consider coverage.

The factors we analyze, in order, are:

As you review the information provided in the above links, you may decide that you are disqualified at some point. In that case, you will need to look at an option other than LTC insurance as an option to pay for your long-term care.