Long-Term Care
Insurance:
Activities of Daily Living (ADLs)
The definition of long-term care is the need for assistance
with the normal activities of daily living. These activities
include:
Eating * Bathing *
Dressing
Transferring * Toileting *
Continence
Performing ADLs can be broadly defined as the
normal management of daily life without causing harm to oneself or
others. Chronic difficulty with
performing 2 or
more ADL's is the normal definition of needing assistance.
Mental
Impairment
The need for assistance may also be due to mental impairment. Memory
loss, including conditions such as Alzheimer's Disease, is the most
common reason people need long-term care services after age 70.
Incidental
Activities
of Daily Living (IADLs)
IADLs is the term used to describe and determine the convenience
services required as a result of ADL loss or impairment. Examples of
IADLs include:
Cooking * Cleaning
*
Running Errands
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